Even with Toledo’s low home prices, moving through the buying process can be stressful. Renting to own a home offers several advantages. First, it takes some of the time pressure off the sellers and buyers by offering a one-to-three-year time frame to finalize the sale. Financial requirements are also often more relaxed with rent-to-own arrangements, and the extra time gives buyers a chance to take care of any financial problems. Finally, renting to own puts that monthly rent check to good use by applying some of the elevated rent toward the downpayment that is due at the end of the contract period.